Tuesday, September 1st, 2009

Get Your Free Money Available From Government Grants

Using a Government Grant to help you get out of debt is a good option for you. You may be unaware that it is very possible that you can qualify for a Government Grant so that you can get debt relief for you and your family. There is so much money that is available every single year that goes unused because people just don’t know that they can qualify for this money. If you find yourself drowning in debt and fell like there is no silver lining for you then you need to know that there is a solution that can help you get back on the road to financial freedom.

Find the Best : Government Grant Information

It is very understandable that you may have had some issue with your credit card bills because like all of us they seem yo keep piling up. We all want to be debt free but it is not as easy to eliminate debt as it seems. You need to have a plan of action to pay off your debt and stay out of debt for the future. To pay off your debt you want to apply for a Free money Government Grant.

Get a Free Money : Government Grant Now

If you have been searching for a Government Grant and have found that you just do not know how to get this money then you need to get all the facts and information so that you have the best chance to qualify. Sometimes it is hard to believe that you could actually get a check from a grant that could pay off your bills for good but there is opportunities out there but you have to take advantage of them now.

Bryan Burbank
http://www.articlesbase.com/personal-finance-articles/get-your-free-money-available-from-government-grants-553335.html

This entry was posted on Tuesday, September 1st, 2009 at 4:16 am and is filed under Free Grants. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “Get Your Free Money Available From Government Grants”

scootluv_21 Says:
September 1st, 2009 at 4:16 am

Where can I find out free information on available grants from the government? and how can I apply for them?
Business grants, small business grants, housing grants, any free money available from the government for US citizens to use.

yourmtgbanker Says:
September 1st, 2009 at 9:18 am

For housing grants do a google search for the name of your state——-housing development agency. Example : Tennessee Housing Development Agency. This will pull up the grants offered from your state. As far as business grants I don’t have the answer for you on that. Stay away from some of the US government sites that advertise free grant money then ask for application fees to process. Most of these are scams. Good luck!
References :

emmasnw Says:
September 1st, 2009 at 9:20 am

This website outlines information on government grants –

"We’ve outlined some basic steps that will assist you in applying for a government grant. By focussing your energies and following the process below you are likely to increase the your chances for recieving specific government grants."

http://www.government-supply.com/government-grants.htm
References :

imisidro Says:
September 1st, 2009 at 9:22 am

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for starting a for-profit business.

One possible exception is for companies developing or exporting agricultural goods, including food and forest product. Another exception could be the Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) programs http://www.sba.gov/aboutsba/sbaprograms/sbir/index.html , which fund the research and development of technological innovation that meets specific government needs.

Your best bet actually will be from the states if they offer grant programs for women (or any other special interest groups — minorities, women, disabled, veterans, etc). Or check with non profit organizations, particularly women organizations if they offer grants. Examples include

Iowa Women’s Foundation http://www.iawf.org/
New Mexico Women’s Foundation http://www.nmwf.org/guidelines.html

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/mostrequesteditems/CON_FAQ2.html

"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

I suggest you read the following books to get ideas of how to finance your business:

Financing Your Small Business http://www.amazon.com/exec/obidos/ASIN/1572484500/powerhomebizguid
Small Business Financing: How and Where To Get It http://www.amazon.com/exec/obidos/ASIN/0808007386/powerhomebizguid
Financing the Small Business: A Complete Guide to Obtaining Bank Loans and All Other Types of Financing http://www.amazon.com/exec/obidos/ASIN/1580626815/powerhomebizguid
The SBA Loan Book http://www.amazon.com/exec/obidos/ASIN/158062202X/powerhomebizguid
Angel Capital : How to Raise Early-Stage Private Equity Financing http://www.amazon.com/exec/obidos/ASIN/0471690635/powerhomebizguid
Financing Your Small Business (Barron’s Business Library Series) http://www.amazon.com/exec/obidos/ASIN/0764124897/powerhomebizguid

For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online http://gtionline.fdncenter.org . It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
References :

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